Terms and Conditions for Use and Data Submission

Effective Date: June 25, 2025

By accessing or using this website and submitting your personal information through our forms, you agree to the following Terms and Conditions (“Terms”) set forth by Majeske Insurance, a Colorado-based insurance provider (“Company,” “we,” “us,” or “our”). Please read them carefully.

1. Consent to Data Collection and Use

By checking the box and submitting the form, you expressly consent to the collection, processing, and storage of your personal information, including but not limited to:

• Name
• Contact information (email, phone number)
• Insurance-related preferences and data
• Any message you choose to provide

This information may be used by Majeske Insurance to:

• Respond to inquiries
• Provide quotes or insurance recommendations
• Contact you for follow-ups or service offerings
• Comply with legal and regulatory obligations

2. Applicable Laws and Compliance

Majeske Insurance operates in accordance with the following laws and data protection regulations:

Colorado Privacy Act (CPA) – We uphold your rights as a Colorado resident, including:

• The right to access your personal data
• The right to correct inaccuracies
• The right to request deletion
• The right to opt out of certain data processing (e.g., for marketing)

U.S. Federal Regulations – We comply with:

• Gramm-Leach-Bliley Act (GLBA): for financial data privacy
• CAN-SPAM Act: for email communications
• Health Insurance Portability and Accountability Act (HIPAA): if health-related data is collected for insurance processing

International Compliance (GDPR) – If you are submitting this form from outside the U.S., particularly the EU/EEA, you acknowledge:

• Your data may be transferred to servers located in the United States
• You have the right to request data access, correction, portability, or deletion under GDPR
• You may withdraw consent at any time by contacting us.

3. Data Sharing and Third Parties

We do not sell your personal data. We may share your data with trusted service providers (e.g., CRM systems, insurance partners) only to fulfill your service requests or maintain the website’s functionality.

All third-party providers we work with are contractually bound to safeguard your data under similar or stronger privacy standards.

4. Security Measures

We implement technical, physical, and administrative safeguards to protect your personal information from unauthorized access, misuse, or disclosure.

Despite these efforts, no method of transmission over the internet or storage system is 100% secure. By submitting your information, you acknowledge and accept this risk.

5. User Responsibilities

You agree that the information you provide is accurate, complete, and lawful to submit. You also agree not to misuse the site for illegal, fraudulent, or malicious purposes.

6. Retention and Deletion

We retain your data only as long as necessary to fulfill the purpose it was collected for or to comply with applicable laws. You may request deletion of your data at any time by contacting:

📧 info@mic.life

7. Modifications to These Terms

We reserve the right to change these Terms at any time. Updated versions will be posted on our website with a revised effective date. Your continued use of the site after changes signifies your acceptance of the revised Terms.

8. Contact Information

For questions regarding these Terms or our data handling practices, please contact:

• 📍 Majeske Insurance, 3012 S Broadway St, Englewood, CO 80113
• 📧 info@mic.life
• 📞 720-753-4886